1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

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Bailes1992
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Bailes1992 »

Funny enough I was having this conversation a few days ago with one of my managers.

Back in 2003 my parents bought a brand new Ford Focus 1.6i LX unregistered for £9,995. At the time the LX wasn't even the lowly model, there was a CL. The LX got remote central locking, heated windscreen and a CD player over the CL.

Today, the cheapest brand new Ford Focus is £22,100 OTR :shock: :shock:

I must admit I have no idea about inflation, but that can't be right?
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Welly »

I've just used an online inflation calculator "inflationtool" ]

It says £10,000.00 in 2003 would now be equal to £14,228.45 (inflation rise of 42.28% 2003 > 2020).

I've been watching car manufacturing videos recently, the assembly workers aren't allowed to lift anything so they have power-assisted lifting equipment and tools for every task - this must cost a bloody fortune and coupled with the full automation using robotised equipment everywhere I guess we're paying for this in the price.

The other thing is how quickly car makers develop new models, it used to take years but is very quick now - again we're paying to finance that development.

And 'toys' - the motoring public want 'connectivity' and all kinds of features to tailor the car to your 'needs' and this must add to the cost, no wonder most people can't actually buy a new car and either Lease or PCP it.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Bailes1992 »

We bought our Jeep outright, that was £12,000 at 6 months old with 1,700miles on the clock.

Other than that we have enough money to get by for 4-6 months should one of us loose our jobs.

I certainly couldn't have afforded to buy my car without some sort of finance, but PCP finance rates are favorable at the moment and if like me you're someone who HAS to change their car every few years then PCP makes perfect sense.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Welly »

Yes PCP is pretty much a Lease package but with different endings - it certainly allows people to drive cars that would have been out of reach with traditional financing but I do fear manufacturers hike list prices to cover themselves.

How did the Jeep get stolen? if I may ask.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Bailes1992 »

Welly wrote: Wed Sep 16, 2020 9:05 am Yes PCP is pretty much a Lease package but with different endings - it certainly allows people to drive cars that would have been out of reach with traditional financing but I do fear manufacturers hike list prices to cover themselves.

How did the Jeep get stolen? if I may ask.
I do also think manufactures are hiking prices to line their own pockets. I prefer PCP as it's technically just a loan so you can phone up at any time, ask for a settlement cost and use that figure as a target when I part-ex. I don't put a deposit down on any cars I purchase. So far it's worked well for me to swap and change cars as I like when I like and only pay the monthly cost.

Not a clue, came home on Friday the 4th to find it wasn't on the drive. It wasn't keyless either so no idea. Looks like we are going to make a little money on it too which is nice.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by trufflehunt »

£9995 in 2003 is coming out as about £16000 on the inflation tool I used ( officialdata something, something ).

I lease/purchased a new Astra 1.3 GL in 1981. The price the lease was based on was £5000. ( about £19000 in today's money ).

I'd always considered that finance was a mugs game. However, I was briefly seized with the desire for something new, and sensible.

Realized my mistake after a few weeks, or months, and bought for cash a s/h Lancia Monte Carlo to compensate.
The Astra then sat in my garage for months, till one day I decided to give it some exercise. Someone piled into the back of me.
Their insurance coughed up. At which point, I realized the thing was an albatross. I paid up whatever needed to be paid, and got rid.
The whole experience was like pi**ing money up against a wall.

With all this Covid ...., I wonder how many people have been caught with their pants down over how to pay their £200, £300, £500 PCP payments.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Bailes1992 »

It's a generational thing. My parents (they're ~60 now) are obsessed with owning everything.

I don't really see the issue. My only concern is a house, I'd like to have that all paid off once I'm retired (if I get there :roll: :lol: ). I have a £202k mortgage and live in a new-build 4 bedroom detached on a decent (decent for a new estate) plot of land. I have lots of extension ideas and different things I want to do so that mortgage is going to go up rather than down. Not only that, around here if you have a 10% deposit then your mortgage will be cheaper than rent in an equivalent house.

Like I said, I have enough money behind me that should I loose my job we could live for 4 to 6 months quite happily. If I wanted to save any more money then I could hand the BMW back to the finance company (probably with £2k or so to cover negative equity). I don't really see the point in having any more in the bank. As long as I'm alive I should find work in that period and if I'm not we have a substantial life insurance policy that will ensure my Wife can pay off all our debts straight away.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Welly »

trufflehunt wrote: Wed Sep 16, 2020 2:28 pm With all this Covid ...., I wonder how many people have been caught with their pants down over how to pay their £200, £300, £500 PCP payments.
They haven't even got there yet, when the Furlough Scheme (or delayed redundancy scheme as I call it) ends then this is when the pain will start for sure. There must be so many people in the Retail and Leisure sector awaiting this fate and there are new motors everywhere! even teenagers are driving 2019 cars on finance but there must be tens of thousands of cars currently financed by people who really can't afford it........

I've worked in the construction industry (HVAC services) all my life and have been made redundant twice; 1991 and 1993 - both times I was off for 3 months looking for a new job which did pay off both times - to be fair there's always work in construction and it's kept me going.
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Re: 1.6HDi DPF tested at 10 years old, 80k miles, how bad is it?

Post by Bailes1992 »

I think things are only going to get better for us in the construction industry. There's next to nobody new coming into the construction industry. Another 5-10 years and I think we are going to be desperate for staff and operatives.
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