an update to my post

chili · Post by **chili** » Thu Sep 14, 2006 10:34 pm

what the hell has happened found here

have been in touch with my insurance and have started a claim, i opted for the ball in the road thought child was gonna run out after it swerved to avoid, ended up on the kerb.
my insurance sent me to pug main dealer, they looked at my car wednesday and i think they were curious as to why there was no visible damage, anyway the guy has got me booked in for monday 8am for the car to be taken in and looked at.
my air con is buggered as i had a leak test, i have also found that i have movement on my rear near side wheel, if i grab the wheel at points 1 o'clock and 7 o'clock and i pull at point 1 o'clock i encounter a very slight knock and some play. it does not move or knock if pulled from any other point, so they are gonna look at that too as i had both wheels up on the kerb ;)

Post by **Welly** » Fri Sep 15, 2006 10:57 am

I feel I must offer you a word of caution here chilli.

I would be carefull with your 'claim', the Peugeot dealer will find it difficult to report that the air con has suffered any damage in the scrape underneath, the play in the N/S/R wheel maybe a worn suspension bush or drop link.

The Insurance Co. may involve there own engineer to assess the car and he too may find no link between the incident and the faults.

Even if they agree to fix the wheel 'play' if you have to pay an excess on the claim this may be more than the cost of fixing that independantly at a Garage.

chili · Post by **chili** » Fri Sep 15, 2006 6:06 pm

i thought of that too welton as looking at the car you would not think anything had happened. at the end of the day i did ground/bottom out part of the car, is it fortunate or unfortunate that there is no visible damage ? i have merely altered the events that caused the damage. as for the n/s/r wheel i had 2 new tyres a couple of weeks ago and i simply played stupid and said i did not notice anything abnormal when that was done nor did i have any strange knocking noise prior to my acident. i'll just play it as it goes and keep my fingers crossed.

chili · Post by **chili** » Mon Sep 18, 2006 5:57 pm

well car is in garage.
so far diagnosis is

new front bumper, split underneath
and rear wheel bearing

they are unable to find any visible damage to air con so far ?? they are gonna put the leak test equip on it tomorrow and then its down to insurnace to say ya or nay.

chili · Post by **chili** » Sat Sep 23, 2006 3:05 pm

£900 is the repair bill

they said air con has not been damaged by accident, i said excuse me m8 but it was blah blah blah. so far been very helpful got a brand new 207 to run about in.
insurance co have crashed their system so yet to find out if the repairs will be done, bloke dealing with me thinks i'm genuine

Post by **niz406** » Sat Sep 23, 2006 5:24 pm

tut, tut, tut.... lol

Its called insurance but should be called "In case sh*t Happens" if sh*t don't happen then they should give you 50% of your money back at least !

*406oc.co.uk does not endorse such activities and so this post is made with the individual understanding this

he he he

Post by **Welly** » Sun Sep 24, 2006 11:15 am

Tut tut indeed..................

When our insurances go up next year may we all go round Chilli's house for a refund

chili · Post by **chili** » Sun Sep 24, 2006 5:21 pm

2k wow

i do however think it is a good idea if you do not claim for say 5 years you should get 1 third to 1half of your premiums back, nice little bonus

Captain Jack · Post by **Captain Jack** » Mon Sep 25, 2006 1:26 pm

supafrisk wrote:My V6 coupe is £500 fully comp
My mundane is £242 fully comp

Some people have far too many cars...

Davva2004 · Post by **Davva2004** » Mon Sep 25, 2006 6:37 pm

The Car In Front.... is probably one of Supas personal fleet!